Compare areas
Cascais or Sintra? Oeiras or Setúbal? The difference is measured in thousands per year.
Areas that look similar on a map can be miles apart on flood risk, annual ownership cost, and rental income potential. Compare 2–3 Portuguese municipalities side by side using official municipality-level data.
Area Comparison Tool
Pick 2–3 municipalities and compare pricing, IMI, flood/wildfire risk, rental/AL, construction, and energy/EPBD — with national medians as reference. No ranking score.
Compares official municipality-level data (INE, IMI, APA, ICNF, AL registers, construction, energy certificates) — not listing/asking prices. No winner score.
Select at least 2 municipalities to compare (maximum 3).
The Lisbon metropolitan area alone spans 18 municipalities. The price-per-m² difference between Oeiras and Setúbal is roughly 40%. The IMI rate difference between Loures (0.45%) and Cascais (0.34%) is €550 per year on a €500,000 property. Flood and wildfire exposure also vary sharply by município. These are not marginal differences. They compound over a decade of ownership.
This tool shows the same official dimensions side by side so you can read trade-offs yourself. It does not produce a winner or composite score — weighting price against flood risk or AL rules is your decision, not ours.
How to use the comparison
- Search or browse to add a municipality (all 308 are available)
- Add a second municipality — optionally a third
- Click Compare to load the side-by-side table with a national reference column
- Read each row on its own: sparse INE pricing can sit next to complete IMI or EPBD data for the same município
Reading the IMI figures
IMI (Imposto Municipal sobre Imóveis) is charged annually by each Câmara Municipal on the VPT (Valor Patrimonial Tributário) — often lower than purchase price. Urban rates typically fall between 0.3% and 0.45%. HomeOS shows the published municipal rate, not a modelled annual bill for a specific property.
AIMI (Adicional ao IMI) is a separate national surcharge on total portfolio VPT. This comparison focuses on municipal IMI rates; AIMI depends on your wider holdings and is not scored here.