A FAIRBANK product · Portugal

Know what you're buying
before you sign anything.

PropCheck cross-references six official government registries to surface hidden problems with any Portuguese property — in plain English, from anywhere in the world.

59Free tools, no sign-up
118Compliance checks per property
308Municipalities covered
6Government registries checked

Why PropCheck exists

The information was always there.
Nobody made it easy to get.

About 1 in 5 people who buy property in Portugal discover a serious problem after they've already signed. The damp that was behind the fresh paint. The extension built without a permit — which the new buyer now legally owns as their responsibility. The energy certificate that expired in 2014 and was never renewed.

None of this is hidden on purpose, most of the time. It's hidden because the information is scattered across six different government databases, none of which talk to each other. Checking all of them takes weeks, costs hundreds of euros in professional fees, and requires speaking Portuguese and knowing which offices to contact. Most buyers — especially buyers from outside Portugal — simply don't do it. They trust the agent. They trust the listing. They sign.

"In Portugal, when you sign the final purchase deed, you inherit every legal problem that comes with the property — including ones you were never told about. PropCheck was built so you know what those are before you decide."

We built PropCheck to automate all six checks at once — pulling data from the land registry, the tax authority, the energy certification body, municipal planning records, the national statistics institute, and the urban planning database — and presenting it in clear English, with a score that tells you immediately whether there's a problem worth investigating further.

Not because you can't do this yourself. Because it takes three weeks, costs a lot of money, and most of the time the answer comes back after you've already committed emotionally to the property. PropCheck gives you the answer in minutes, before you offer.

How it works

Three steps. No jargon.

1

Enter the property address

Type any Portuguese property address or paste the listing URL. No account required for free checks.

2

We check six registries

PropCheck runs your property against the land registry, tax office, energy database, planning records, and two more official sources simultaneously.

3

You get a plain‑English result

A score and a summary — what was found, what it means, and what questions to ask before you make an offer.

4

Go deeper if you need to

Get a full written report from €99, or book a physical inspection through InspectOS. We tell you which option fits what we found.

What PropCheck checks

Six registries. One picture.

Each source answers a different question about the property. Together, they tell you what the listing doesn't.

🏛️

Land Registry

Who actually owns the property, existing mortgages or liens, and whether the legal description matches what is being sold.

Ownership · Encumbrances
🧾

Tax Authority Records

Official taxable value, whether property taxes have been paid, and the fiscal description that can differ from the listing.

Tax status · Fiscal value

Energy Certificate

Energy efficiency from A+ to F, whether the certificate is current or expired, and the impact on running costs and resale value.

Energy rating · Validity
🏗️

Municipal Planning Records

Whether the property has a valid occupancy licence and if any building work was done without permission.

Licences · Permits · Simplex
📊

Price & Market Data

Comparable sales and the gap between asking price and true market value — what we call the Reality Gap Score.

Reality Gap Score™
🗺️

Urban Planning Zones

Flood, wildfire and other risk zones that can affect insurance, future development or resale value.

Risk zones · Climate exposure

Clarity on what we are

What PropCheck is — and what it isn't.

Not an estate agent

We earn nothing from whether you buy or don't buy. No referral fees, no developer relationships, no commission. Our only product is information.

Not a law firm

PropCheck reports are property intelligence documents, not legal advice. For contracts or complex transactions, you need a Portuguese property lawyer — and we can refer you to one.

Not a property portal

We don't list properties for sale. We check them. Every agent and developer wants the deal to close. We don't.

Independent intelligence

PropCheck is built by FAIRBANK, whose founding principle is that intelligence should protect people, not exploit them. We have no financial stake in whether you buy.

Reports & pricing

Start free. Go deeper when you need to.

59 checks are completely free — no account, no credit card. Paid reports go further, with written analysis and documentation you can use in negotiations.

Free

Quick Scan

0no sign-up needed

Instant flags on 59 data points so you know within minutes if a property has issues worth investigating.

  • Ownership & encumbrance check
  • Energy certificate status
  • Municipal licence flags
  • Reality Gap Score™
  • Climate risk zone
Check a property free
Most popular
Report

Essential Report

99

Full written report with findings, risk scoring, and plain‑English explanations of everything we found.

  • All 118 compliance checks
  • Written findings, plain English
  • Risk score with explanations
  • What to ask your lawyer
  • Price analysis vs. market
  • PDF download, share‑ready
Request this report
Report + Valuation

Valuation Report

149

Everything in the Essential Report plus a full comparable valuation and negotiation brief.

  • Everything in Essential
  • Comparable sales analysis
  • Condition‑adjusted value range
  • Negotiation brief included
  • Energy upgrade cost estimate
  • InspectOS inspection discount
Request this report

Built by FAIRBANK

Two years of research. One product to show for it.

FAIRBANK spent two years mapping every piece of information that should be available to anyone buying property in Portugal before we wrote a line of code. We read every law, spoke to hundreds of buyers and agents, and mapped 118 compliance obligations that attach to every residential property in the country.

PropCheck is the result. It is built on the same data infrastructure that powers our institutional intelligence products — but designed for the person making the biggest financial decision of their life, not for a fund manager with a team of analysts.

Learn more about FAIRBANK →
🔬

First‑principles research

Every data source is traced back to the official Portuguese registry it comes from — not a generic data aggregator.

🔄

Continuously updated

Our team monitors regulatory updates and refreshes the underlying checks as rules change, including Simplex 2024.

🌍

Built for international buyers

Every result is available in English and designed for buyers from the UK, US, Germany, Netherlands, Brazil and beyond.

The property you're looking at
deserves five minutes of checking.

Run a free scan on any Portuguese property right now. No account. No credit card. Just the information you should have before you offer.

59 free checks · No sign-up · Used by buyers in 40+ countries

PropCheck.pt is not a law firm. PropCheck reports are property intelligence documents and do not constitute legal advice. For CPCV review, legal transaction management, and complex cases, PropCheck recommends working with an independent Portuguese property lawyer. All data is sourced from Portuguese government registries and public data sources. PropCheck is a product of FAIRBANK.